Property-First Financing for Serious Real Estate Investors
Get the short-term capital you need, secured by the collateral. Ideal for **fix-and-flips**, **bridge financing**, and **construction** where speed and project equity matter more than personal income verification.
Maximized LTV
Access up to **75%** of the property's current or After-Repair Value (ARV).
Short, Defined Terms
**6 to 24 months**, giving you time to execute your plan and exit.
Streamlined Speed
Closing in days, not weeks — underwriting focuses on the asset.
Get Your Custom Quick Quote
Takes 30 seconds. No obligation, just fast answers.
The Hard Money Process: Simple and Direct
Our qualification process focuses on the asset's value and marketability, ensuring a rapid turnaround for time-sensitive deals.
- 1. Asset ValuationAppraisal/ARV determines collateral value.
- 2. LTV CalculationLoan amount based on LTV percentage of value.
- 3. Interest-Only TermManage cash flow with lower payments during the term.
- 4. Defined Exit StrategyRepayment via property sale or conventional refinance.
Common Uses for Our Hard Money Loans
- **Fix-and-flip** projects (Single-family, multi-family, commercial)
- **Bridge financing** to quickly close on a new purchase before a sale closes
- Land acquisition & quick teardown/rebuild projects
- Construction loans for established builders needing speed and flexibility
Ready to Discuss a Deal?
We can provide an initial review within 24–72 hours. Be prepared to provide the property address, estimated ARV, purchase price, and proposed repair budget.