Portfolio Lending
The Smart Way to Borrow: Unlock Wealth with a Portfolio Loan
Leverage your assets — investment accounts, real estate holdings, and other liquid wealth — to access capital without selling.
- Access capital without selling your assets
- Invest in new opportunities
- Fund major purchases quickly
Portfolio Loan
Your investment or real estate portfolio serves as part (or all) of the collateral — underwrite to your overall net worth rather than just one property.
Traditional Mortgage
Only the property being purchased is used as collateral; underwriting focuses on property-based cash flow and income documentation.
Who Is a Portfolio Loan For?
Investors
Property Owners
Business Owners
High-net-worth Individuals
Your Benefits at a Glance
Flexible Financing
Tailored to your asset mix — borrow against investments, real estate, or liquid assets without selling.
No Liquidation Required
Maintain your long-term strategy while accessing short-term liquidity — avoid triggering tax events.
Private & Personalized
Discreet, flexible underwriting and a specialist relationship managed end-to-end.
1
Apply Securely
Submit an encrypted application and basic portfolio summary.
2
Review & Approval
Underwriting tailored to your asset mix; receive term options.
3
Access Funds
Close quickly and use funds without selling investments.
Need-to-Know
Typical timelines vary with documentation, but many portfolio loans can close significantly faster than complex property-based financing — often within weeks.
No. Portfolio loans are designed to provide liquidity without forcing liquidation of your long-term assets — preserving growth potential and deferring tax consequences.
It shares traits with private banking — personalized service, discretion, and flexible underwriting — but operates as a lending product specifically structured around your portfolio.